Many banks charge $5 or more just to use your checking account, or they offer a free checking account only if you also agree to a bundle of services you may not want. At APEX Financial Credit Union, we offer a checking plan that is perfect for the economy-minded member!
Check out these great benefits:
- No monthly service charge
- No minimum balance requirement
- Free VISA® Debit Card
- Access to over 25,000 surcharge-free CO-OP Network ATMs
- Unlimited check writing
- Online monthly statement
- Home Banking
- APEX Online Account Access
- Monthly newsletter delivered via e-mail
Overdraft Protection* is provided through a transfer of funds from your savings account or from your Overdraft Line of Credit. With Overdraft Protection, you can avoid the extra expense and embarrassment of returned checks.
*Overdraft Protection is available for qualifying members. The credit union is not obligated to pay any non-sufficient funds item. Some restrictions apply.
Shared Branch Network
The Credit Union Shared Branch Network gives you more options to conduct your financial business, including more locations, more hours of operation and more convenience. You can make deposits and withdrawals, apply for a loan, open a savings or checking account, transfer funds, make loan payments, plus much more! Contact the credit union today for more information about Credit Union Shared Branch Network participants.
ATM & VISA Check Card
With your APEX Financial Credit Union ATM card, you have access to your savings and checking accounts for withdrawals or balance inquiries whenever and wherever you need it.
Our VISA Check Card is a fast, convenient and safe way to purchase what you want, when and where you want it. Just present your card at the time of purchase, and the amount will automatically be deducted from your checking account.
Access your credit union accounts online, 24 hours a day. Check account balances, view account history, see what checks have cleared, make payments and transfer funds between accounts. APEX Online is secure, convenient and free for all credit union members.
ART: Audio Response Teller
Don’t have time to make it to the credit union? Call ART! Perform account transactions from any touchtone telephone by dialing toll-free 877 385-GRCU (4728). It’s just like having one of our member service representatives with you at all times – your home, the office, or even your car! Easy-to-understand instructions and menu options enable you to take care of credit union business without a special trip to the credit union! ART provides 24/7 access anytime you need it.
Direct Deposit & Wire Transfers
With Direct Deposit, your paycheck, Social Security or other government check is automatically deposited into your credit union accounts the same day you are paid. There is no need to make special trips to the credit union each month to make your deposits. And, there is no need to worry about lost or stolen checks!
Wire transfers enable you to move money immediately from your account to another location without mail delays. Simply contact the credit union for all your Direct Deposit or wire transfer needs!
The credit union also offers Travelers Cheques, Money Orders, Cashier’s Checks, VISA Gift Cards and Notary Public Services for your convenience.